Cat Insurance.

[Squirrel]

More than a little rude that!!!

[dandysmom]

Why in the world would they need to know your age?

[Velvet]

Originally Posted by pinklizzy

Some insurers will put up the premiums as the animal ages as they deem them more likely to become unwell and therefore you're more likely to make a claim.
Petplan do lifetime cover but I'm not sure whether the premiums would be more than you are paying already. I pay about £16 a month for Imogen and she's only 3.

Goodness thats a lot for one cat, is that because shes a pedigree? For lifetime cover for all 3 on petplan i pay £29!

[dandysmom]

Just for comparison purposes, Leia is insured for the following:


Limit per incident per pet - $1500.00
Plan limit per pet - $8000.00
Deductible - $100.00

My annual premium is $159.84

I filed my first claim about 10 days ago, have had an e-mail acknowledging it, nothing else yet.

[pinklizzy]

Oh, your age! I asked our Petplan rep this and was told that most companies will ask for your date of birth as a security question.

[Nuttygran]

Originally Posted by dandysmom

Just for comparison purposes, Leia is insured for the following:


Limit per incident per pet - $1500.00
Plan limit per pet - $8000.00
Deductible - $100.00

My annual premium is $159.84

I filed my first claim about 10 days ago, have had an e-mail acknowledging it, nothing else yet.

That's £98.12 That's a lot too Dandysmom. I shall whinge less now.. I always thought the US was much cheaper than here.

[Nuttygran]

Originally Posted by pinklizzy

Oh, your age! I asked our Petplan rep this and was told that most companies will ask for your date of birth as a security question.

I wonder how the fact that I am 78 makes them feel more or less secure?! Am I being charged more because I'm old or less? As long as I pay the premium before I pop my clogs, why should they care???

Ah, the penny has dropped they will check my DoB each time to be sure it's me! I am getting slow in my old age...

[Velvet]

Originally Posted by Nuttygran

I wonder how the fact that I am 78 makes them feel more or less secure?! Am I being charged more because I'm old or less? As long as I pay the premium before I pop my clogs, why should they care???

Ah, the penny has dropped they will check my DoB each time to be sure it's me! I am getting slow in my old age...

If you think thats bad i was depositing money in the bank on Friday (cheque) & the cashier demanded in an abrupt tone "where did you get this money from, what is the source". Normally im lost for words but something rattled immediately & fixing her with an equally abrupt glare i replied "why". Still
dont think it was any of her business. She could have said nicely "look sorry i have to ask you this, but what is the source of this cheque" she inisted i made appt to see manager to discuss investment! Yeah well i did make appt but wont be investing with them - it will be invested in another car

You cant even sell a car & deposit (or attempt to) the money in the bank without an inquisition - i give up!

[dandysmom]

As to date of birth, when I was in hospital I was asked that every time I was given medication or going for a procedure even just taking vitals, even though they knew by that time that I was indeed me! They have to do it; I suppose the insurance people have a similar regulation in some cases.

[angieh]

Velvet - we always get asked about the source of any cheque we pay in at our regular bank - it has something to do with the procedures to prevent money laundering! I have to smile because we've never tried to deposit that much!!!