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smudgley's Avatar
Catsey Veteran
 
Cats owned: 3 cats
Join Date: May 2004
Location: Wall Heath.West Midlands.UK
Posts: 7,877
15-04-2009, 10:23 PM   #11

Re: to insure or not to insure... that is the question...


Quote:
Originally Posted by niki71uk
2 out of 3 of my animals r insured,the oldest cat i never even thought about getting him insured,mibbee i shoulda considering every yr he's had to go the vet to get flea stuff,every summer he got a bald tail


the other 2,cat/dog are on a joint insurance with direct line,ive never had to use it tho



can i ask does anyone knows why spaying/castrating/neutering
are n't covered,ive been told its cosmetic i.e not necessary
I think it's because it's classed as a routine procedure as opposed to non-routine. Same reason as boosters & worming aren't covered.



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niki71uk's Avatar
Catsey Senior
 
Cats owned: 2 cats 1 tabby and 1 ragdoll
Join Date: Jul 2008
Location: edinburgh uk
Posts: 518
15-04-2009, 10:47 PM   #12

Re: to insure or not to insure... that is the question...


boosters were covered at my old vets



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niki71uk's Avatar
Catsey Senior
 
Cats owned: 2 cats 1 tabby and 1 ragdoll
Join Date: Jul 2008
Location: edinburgh uk
Posts: 518
15-04-2009, 10:52 PM   #13

Re: to insure or not to insure... that is the question...


Weas A New Thing I Dicoverd After The Dog Had Had His For 3 Yrs Lol



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Tina's Avatar
Catsey Senior
 
Cats owned: domestic short hair (2)
Join Date: Apr 2008
Location: Norwich, UK
Posts: 386
15-04-2009, 11:52 PM   #14

Re: to insure or not to insure... that is the question...


Insure, insure, insure!!!!

We had Miw insured when she first came to us 5 years ago......we have thankfully never had to claim on that insurance.

When Mousie came to us 2 years ago, we decided to insure her as well.........thank goodness we did!!!!! Since she became ill last year we have run up vet bills of more than £4,000!!! We have managed to claim back all except £65 (the excess fee per year) of that money, and had no difficulty with renewing her insurance when it came up in September despite the fact that the insurance company knows Mousie has a life-long illness. They continue to pay the claims promptly and without question or difficulty.

Insure! Hope that you never need make a claim on the insurance.....but give yourself the peace of mind to know that IF your cat was to become ill, you would have the monetary means to get the treatment it may need!

Tina

PS We are insured with PetPlan.....and have NO complaints!



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calismum's Avatar
Catsey Veteran
 
Cats owned: Two Tabby Girls
Join Date: Aug 2008
Location: Scotland, UK
Posts: 5,052
16-04-2009, 10:37 AM   #15

Re: to insure or not to insure... that is the question...


Quote:
Originally Posted by Tina
Insure, insure, insure!!!!

We had Miw insured when she first came to us 5 years ago......we have thankfully never had to claim on that insurance.

When Mousie came to us 2 years ago, we decided to insure her as well.........thank goodness we did!!!!! Since she became ill last year we have run up vet bills of more than £4,000!!! We have managed to claim back all except £65 (the excess fee per year) of that money, and had no difficulty with renewing her insurance when it came up in September despite the fact that the insurance company knows Mousie has a life-long illness. They continue to pay the claims promptly and without question or difficulty.

Insure! Hope that you never need make a claim on the insurance.....but give yourself the peace of mind to know that IF your cat was to become ill, you would have the monetary means to get the treatment it may need!

Tina

PS We are insured with PetPlan.....and have NO complaints!
That is who I use too and have never had a problem despite the numerous different claims. In addition my vet is happy to deal with them directly and I don't have to pay up front and then claim back myself. Some companies/vets won't work like that.



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dinahsmum's Avatar
Catsey Veteran
 
Cats owned: 2 moggie boys; 1 grey 1 red striped
Join Date: Sep 2004
Location: SW England
Posts: 12,761
17-04-2009, 03:22 PM   #16

Re: to insure or not to insure... that is the question...


I'd go with insurance too. For a relatively small layout each month you get a lot of peace of mind.



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pookyandjo's Avatar
Almost a Veteran Member
 
Cats owned: 2 moggies = DLH and DMH
Join Date: Mar 2009
Location: Victoria Australia
Posts: 1,021
27-04-2009, 03:41 AM   #17

Re: to insure or not to insure... that is the question...


well all... am pleased to report that HRH Princess Harri is now an insured pussy cat.. signed her up with Pet Plan. Thanks for all the advice.. i rang them with a barrage of questions, all of which were answered to my satisfaction...no all i have to hope is that i never need it



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Leesy's Avatar
Catsey Veteran
 
Cats owned: Maine Coons
Join Date: Jan 2009
Location: West yorkshire, uk
Posts: 2,443
27-04-2009, 07:31 AM   #18

Re: to insure or not to insure... that is the question...


Quote:
Originally Posted by pookyandjo
well all... am pleased to report that HRH Princess Harri is now an insured pussy cat.. signed her up with Pet Plan. Thanks for all the advice.. i rang them with a barrage of questions, all of which were answered to my satisfaction...no all i have to hope is that i never need it
That is great news , fingers crossed you won`t ever need to use it though but at least its in place if you ever need to Xxx.



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dandysmom's Avatar
Catsey Veteran
 
Cats owned: Leia: blue torbie
Join Date: Dec 2005
Location: Washington, DC, USA
Posts: 31,378
27-04-2009, 03:56 PM   #19

Re: to insure or not to insure... that is the question...


Good to hear that! I've never had to use mine, thank goodness, but the peace of mind is well worth the premium IMO.



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angieh's Avatar
Catsey Veteran
 
Cats owned: Magnificent moggies
Join Date: Oct 2007
Location: Hampshire, UK
Posts: 21,718
27-04-2009, 04:21 PM   #20

Re: to insure or not to insure... that is the question...


Tina and Mousie are perhaps the best advertisement for insurance (and for PetPlan) that I can think of. I think I will be renewing Kizzy's policy when the four weeks is up.



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