Bank Very very angry

[Jac]

Be carefull when putting cash and cheques into the bank everyone.
I deposited money yesterday along with a cheque. Because the money went in with the chequw it's regaurded as a cheque and doesn't clear for three days!!! What nonsence! Because of that I went over drawn and charged £30 flippin quid. I'm going in first thing tomorrow, God I'm fizzing.
How can they wait 3 days for cash to "clear"?

[Tanya]

Im with Natwest and when my mum paid in a cheque for me she also put money in too. The money cleared straight away. Maybe different banks have different methods of madness?! ;)

[Jac]

Well I'm with Lloyds TSB. Me thinks not for much longer though:evil:

[Mags]

I'm with Lloyds TSB as well Jac but I've never had any problem with paying money in:?

[Jac]

I havent either Mags, but it was money and a cheque.

[Fran]

I'd definitely go into the bank and have it out with them Jac :mad:

[EmmaG]

Also get that charge removed as well!!!!! flipping cheek!!!

[alexgirl73]

You go girl!!! Let 'em have both barrels lol! Seriuosly though, that's outrageous! Hope you get it sorted asap!

[Donna]

In future make two separate deposits so they have different transaction numbers (not that you should have to do that!)

[Sweet]

Utter nonsense grrrrrrr - go get them! x

[smudgley]

go & see them Jac & ask them to sort it...

I'd never have that problem,
{my money only goes one way... out the accounts not in}:-D .

[Jac]

Hehe watch this space........................................ Ive calmed down now but what a cheek, I'm going to love there explenation of how it takes 3 days for cash to clear.

Remember I worked in the Bank (a few years ago) I know for a fact too that it doesn't take 3 days for a cheque to clear only they have never told the "public" that either.

[alexgirl73]

3 days to clear for a cheque. I'm with the halifax, they take 7!!!

[Jac]

WHAT!! That's outrageouse (sp) It actually only takes one full working day. Unless it's an English cheque going into a Scotish Bank or the other way round.

[Fran]

3 days to clear for a cheque. I'm with the halifax, they take 7!!!

Yeah, I used to be with the Halifax, they are terrible for clearing cheques :?

[alexgirl73]

Unfortunately most of the ones I do get (and I dont get many lol) come from Scottish banks to my English branch , yet my registered branch is still Aberdeen!

[Jac]

Scottish :oops: :oops: :oops: me meds:roll:

That's OH in so I'm off to do some gentle perswasion (sp) secret stuff. hehe all will be reveiled soon.

[alexgirl73]

lol Jac!!!!!!!!

[yola]

Scottish :oops: :oops: :oops: me meds:roll:

That's OH in so I'm off to do some gentle perswasion (sp) secret stuff. hehe all will be reveiled soon.

Oooo - the mystery; can't wait to hear :D

[Mags]

Gentle persuasion for a kitten maybe???:lol:

[Animagus]

flaming gall of the banks... used to be with TSB till they well and truly screwed me over...... with flaming charges...... go get em girl.......

HMMMM intrigue ?????

[charliebubs]

Make sure you get that £30 charge back too Jac. Cheeky blighters they are!!!! lol

Can't wait to hear what you're plan of action was!!!! :)

[alexgirl73]

How did things go at the bank Jac?

[Jac]

Well I went in, asked to see the manager... he was busy.. Ok I'll wait. Can I help you madam, Yes dont call me madam again. Supervisor came over "is there a problem" Yes you stole £30 from my bank account:lol: . It's one of thoes open plan ones so everyone could hear me. Oh I'm sorry we dont steal money from peoples accounts do you want to go into an office, me no not now we'll do it here.
I explained how my money had to wait 3 days to clear. It's standard policy when putting cash in with cheques!!!!! Well I let rip.
£30 charge back in my account, an appology and one very red faced young supervisor.

So if anyone else is with Lloyds TSB be very carefull and dont put cash in with cheques although they are ment to tell you at the time.

[Fran]

Glad you got it sorted Jac! Well done :D

[janey83]

Lol, remind me never to work in one of Jacs banks:shock: !!! But good for you.:D

[Mags]

Glad you got it sorted Jac ............ I would loved to have been there!!:-D

[alexgirl73]

I would sooooooo loved to have been a fly on the wall!!! LOL! Well done Jac!

[Animagus]

hehehe well done Jac...

[smudgley]

We used to be with TSB & liked them until they merged & one day when I had a statement & went through it (as I used to each month) & I found there was £20 taken via DD from my account for a company I'd never heard of. :shock: I asked what it was for & they said "it's probably fuel or something"
I said it wasn't fuel & it was an error as I had checked everything & that £20 was an error.:shock:

They said I could log a complaint & have an investigation which would cost me (?) {can't remember how much} & if I was right I'd get it back, if I was wrong I wouldn't!:roll:

I was so sure it was a bank error I asked for it to be investigated. About a month later into my account sneaked the lost £20! No letter, no phonecall, no apology! I asked for an answer & was told it was an error & I was right!:cool:

We left them & joined HSBC immediately. all our accounts were moved & when our fixed term on the mortgage rates was up we moved our mortgage too.So that little lack of customer service cost them big time through loosing our mortgage with them! :-D

[janey83]

Im with TSB n ive never had a problem (touch wood) but 2 of my cousins have had most of their money taken out of thier account by unknown people!!!....

[Donna]

Glad you sorted it out Jac. And a lesson to be learnt... dont trust banks!!!

[Jac]

Donna as I said I worked in the bank years ago now. You would'nt beleive some of the stuff that goes on. Honestly it's frightening.
Did you know if you leave an account untouched for 3 years the bank can close it and keep the money?

[Sweet]

So glad its been all sorted for you now x

[Emm]

whenever I go to my bank and put in money and cheques they always remind me to do it in seperate transactions - its totally crazy - but at least they remind me