can i claim on insurance?

Fran · 03-05-2006, 11:48 AM

Quote:

Originally Posted by Jac

Jenny I work with Pet Plan with the dogs. We give 6 weeks free insurance. The first week is invalid for health issues but death should be covered. I honestly think you should get compensation from the breeder as well.

Jac, I give the Petplan 6 weeks free insurance to my puppies and they are covered from the minute they leave here for illness and death...

Jac · 03-05-2006, 11:50 AM

We were told that for the first week they wern't coverd for illness although for accidents ect they were. Possibly because its welfare.

Fran · 03-05-2006, 11:53 AM

Puppies definitely are covered. I know Petplan tried to change it last year so that they weren't covered for the first week for illness but it caused so much of a stir that they changed it back again.

Jac · 03-05-2006, 11:54 AM

Quote:

Originally Posted by Fran

Puppies definitely are covered. I know Petplan tried to change it last year so that they weren't covered for the first week for illness but it caused so much of a stir that they changed it back again.

That's interesting. It was last year they gave us insurance. Wonder if it's changed then? Worth a phone call.

Fran · 03-05-2006, 11:57 AM

Quote:

Originally Posted by Jac

That's interesting. It was last year they gave us insurance. Wonder if it's changed then? Worth a phone call.

I have the vouchers infront of me it says

'You should activate the cover on the day you sell the puppy - providing instant cover for illness and injury'

up to £1,500 for veterinary fees resulting from illness or injury
up to £750 for loss by theft or straying
up to £750 for death from illness or injury
up to £200 for advertising and reward if puppy is lost or stolen

it doesn't cover third party liability

I'd give them a ring Jac to clarify

Jac · 03-05-2006, 12:03 PM

Just got mine. Mine says Charity Cover Voucher. 6 Weeks FREE insurance Voucher Call blah to activate your free cover . Vet fee's for injury or illness up to £1000, Death from unjury or illness up to £100 third party liability plus legal costs up to £1 million.

jenny · 03-05-2006, 05:36 PM

Quote:

up to £750 for death from illness or injury

so i may not be covered if the cause of death is unknown?

random · 03-05-2006, 05:52 PM

Quote:

Originally Posted by jenny

so i may not be covered if the cause of death is unknown?

I'm not with petplan, but i'm not covered if cause of death is unknown, I know it sounds horrible but from the insurance ppl's point of view, they have no idea what happened to him, and without a veterinary report I doubt they would pay out. I can't be certain though, just going by my own company. xx

Donna · 03-05-2006, 06:31 PM

Have you spoken to the breeder for any clues as to what could of happened? Any previous medical history with either parents etc? I would have to know what went wrong. But can understand sometimes it is impossible to tell.

Can understand the insurance people may want a vetinary report.

EmmaG · 03-05-2006, 06:33 PM

Jenny if I was you I would try and put a claim in, they will only reject it worse comes to the worse

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